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RB Financial LLC

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Guaranteed Asset Protection (GAP)

Protection You Deserve

What is GAP?
GAP helps protect you against financial loss if your vehicle is damaged beyond repair (totaled) or stolen and never recovered.

A vehicle's value declines as a result of depreciation, and your loan balance can be higher than the Actual Cash Value (ACV) which is established by your insurance company.   If your vehicle is totaled or stolen, GAP pays the difference between the ACV of your vehicle and the unpaid vehicle loan balance.

GAP is available for any private passenger automobile, van, SUV, or light truck (one ton capacity or less), new or used, when financed or refinanced through RBFCU. Coverage is available on loans up to 150% of MSRP or NADA value.

Get the Complete Package!
GAP is part of the RB Financial LLC Vehicle Protection Package that also includes Major Mechanical Protection (MMP) and Payment Protection Insurance. Each product can be purchased separately or as a package.

*All benefits are subject to the terms and conditions of the GAP Waiver contract.